Mrs. Margaret Kerr Wiggs, 98, of Palatka, peacefully entered the sunset of life on Saturday, November 1, 2025 at Haven Hospice Roberts Care Center, Palatka surrounded by her four daughters.  She was born on Thursday, July 14, 1927 in Ocilla, Georgia to Rev. John Henry and Mrs. Lillie Mae Kerr. She was a member of Bethlehem for nearly 70 years and held the distinction of being the oldest member. Service to her church was provided through her role as president of the pulpit aid committee for several years as well as chairperson of the sick and bereavement ministry. Margaret was well known at Ralph's House of Flowers because of her many visits to select arrangements as an expression of love and concern for others. She cared for and was a dependable baby sitter for all of her grandchildren and great grandchildren.  The life lessons Margaret instilled in her daughters were imitated by her daughters and passed on to their children. As a proud parent, Margaret saved a lot of memorabilia from her children's school years. Her daughters have done the same. Shopping for family members with her godson, Ray Michael, was among Margaret's favorite things to do. Her two most favorite shopping spots were JCPenney and K-Mart. For many years, Margaret was known in the neighborhood as "The Sherbie Lady."  Not only did she sell sherbies, she had a full store. Her favorite saying was "I Love You More."

In addition to her parents, she was preceded in eternal rest by her brothers, Lester, George, John, James, Clarence, Rufus, Joseph, Ulysses; sisters, Thelma and Bertha.

Margaret's legacy remains with daughters, Carol Cowan, Apopka; Wilma B. Wiggs, Tallahassee; Debra (Rydell) Samuel, Tallahassee; Phyllis (Alvin) Oliver, Palatka; grandchildren, Ron (Lavora) Cowan, Mia Cowan, Brandon Oliver, Tia Cohens, Tre Samuel; great grandchildren, Jarius Strickland, Ronald Cowan, Maykah Cowan, Taniyah Cooper, Tai Wyatt, Braylon Jones; great great grand daughter, Jayla Thomas; sister, Geraldine Mitchell; special niece/daughter, Sherea Blackman; son-in-law,  Ron Cowan, Sr.; like a son, Ray Michael Bess; godchildren, Darryl (Yvette) Jones, Norman Taylor, Maurice Barnar, LaKinya Wright; brother-in-law, Ernest (Patty) Wiggs; sisters-in-law, Georgia Bell Johnson and Rachel Fears; special family members Reginal (Emmy) Holloway, Carolyn (Robert) Patterson and special friends, Cornetta Williams and Corene Milton.

Visitation of family and friends will be 5-7 p.m., Friday, November 7 at "Flagg's Chapel of Serenity." Homegoing Celebration will be 11 a.m., Saturday, November 8 at Bethlehem Missionary Baptist Church, 800 Madison Street, Palatka. Rev. Tommy J. Rodgers, Pastor. Rev. Alvin W. Oliver is the eulogist. Interment will follow in Oak Hill West Cemetery.